Why You Need Dog Insurance

.

By Geraldine Dimarco

If you have taken out dog insurance to cover the veterinary costs you may incur for your dog or puppy, then you're in the minority. The majority of pet owners never think about dog insurance - until, that is, they receive a vet bill in the hundreds, or thousands, of dollars. And to think that dog health insurance would have covered those fees!

Have you ever suffered a broken bone yourself? Well, your dog is no less likely to do so. Dog bone fractures occur across the spectrum, as well - a dog that stays indoors is not much less likely to break a bone as a dog that spends all his/her time in the backyard. And broken bones of course also occur elsewhere - when you're out walking, or running, with your dog, or if your dog takes off on a jaunt of his own, as many do if they get half a chance. And broken bones are not cheap. The avery vet bill for a broken leg is almost one thousand dollars.

Dog Health Insurance

Look into the different types of dog insurance plans available. The same as with other types of insurance, dog insurance policies do vary, so it's wise to compare a couple before you buy. All good dog insurance policies should cover the following items:

Spaying/Neutering: Unless you are a serious breeder then it is only ethical that you have your dog spayed or neutered. Your dog health insurance plan may cover up to 100% of the cost. And remember, having your dog fixed helps keep animal population under control and reduces the chances of dogs roaming the streets looking for a mate, often resulting in injuries due to fighting or other accidents.

Prescription Flea Control: Some dogs just don't respond adequately to over-the-counter flea remedies. And fleas must be taken seriously, not only for your dog's comfort, but because they also carry various diseases and encourage other parasites. Dog insurance plans may cover the costs of the more potent prescription flea control products.

Annual Veterinary Examination: This is essential for all dogs, even if you think your dog is in peak health. The annual checkup can identify illness and disease before it progresses into something much worse, so that treatment can start at the earliest opportunity. Many dog insurance policies cover the annual veterinary examination costs.

Heartworm Medication: If you forget your heartworm prevention meds, your dog may contract heartworm. This condition is more prevalent than most people realize. And it's expensive to treat. Your dog health insurance plan is likely to cover this cost also.

Lab Fees: Blood tests and other lab work should also be covered by most dog health insurance plans. Such tests may include blood work for worms, diseases, and abnormalities with pregnancy.

Teeth Cleaning: If your dog suffers periodontal disease, or you are unable to keep his teeth clean by other means, surgical teeth cleaning is often required. And because it's performed under anaesthetic, it's pretty expensive. Good news - your dog insurance should cover this, too.

Hospitalization Costs: Your dog may need to be hospitalized if he becomes ill or if he is injured. We already know that injuries are a considerable expense. And yes, hospitalization is an additional impost. Make sure you pick a dog health policy that covers hospitalization (all the good ones do). - 20763

About the Author:

0 comments

:a: :b: :c: :d: :e: :f: :g: :h: :i: :j: :k: :l: :m: :n: :w: :o: :p: :q: :r: :s: :t: :u: :v: :x: :y: :z: :aa: :bb: :cc: :dd: :ee: :ff: :gg: :hh: :ii: :jj: :kk: :ll: :mm:

Post a Comment